Solicitor and property survey costs

Like Stamp Duty, these two costs are also shared proportionally according to ownership.

Type of cost	Estimated cost	Your initial 5% share
Solicitor	£1,000	£50
Property survey	£1,000	£50

In this example, these estimated costs add up to £2,000. If you own 5%, you would only pay £100 upfront.

Again, when you buy more of the home, you pay back the equivalent proportion of these 2 costs.