How buying without a mortgage helps you

Because you’re not borrowing money, we can look at the type of home you can afford to buy in a different way.

With a mortgage, you're taking on debt so you're assessed on how risky it is to lend you a lot of money.

But with Wayhome, it's the rent that you pay to the funding partners that helps determine the type of home you can afford.

Usually that means you’re able to buy the homes you actually want to live in, unsurprisingly, a lot like the ones you already rent!

So, you might be able to buy a home near friends, mum, dad, the office, and good schools. A home with that crucial extra bedroom, a driveway, or a garden for the kids. The one where you can welcome a furry friend, or paint the walls your favourite colour, or plant an apple tree knowing you’ll be around to enjoy the apples.

It’s really important to remember that we’re not suggesting we’re better than getting a mortgage. If you can get a mortgage for a home you love, you should definitely consider it among your options.

But if mortgage quotes make you sacrifice too much, then we might be able to help you.

Organising a new way to fund the purchase of your home is just 1 part of what we do. We help you in 4 ways.